To be eligible for the Canadian Dental Care Plan (CDCP), your household must have an adjusted family net income of less than $90,000. This figure is calculated by combining family net incomes and adjusting for relevant factors like child care benefits and disability savings.

The plan uses a tiered approach to determine coverage levels based on these income thresholds:

• Low-Income Individuals and Families: Households with an adjusted family net income under $40,000 typically receive the highest level of support, often qualifying for 100% coverage on preventive essentials like exams and cleanings.
• Mid-Range Income Families: Families with incomes between $40,000 and $70,000 may see coverage levels between 60% and 80% for basic treatments like fillings.
• Higher Threshold Families: Households approaching the $90,000 limit remain eligible but may have reduced coverage levels, such as 40% for restorative services like crowns.

Verification of this income is performed using line 23600 from your most recent Notice of Assessment (NOA) from the Canada Revenue Agency. Additionally, applicants must be Canadian residents for tax purposes, have filed their previous year’s tax returns, and have no access to private dental insurance.