Are There Low-interest Loans Specifically for Dental Surgery?

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Are There Low-interest Loans Specifically for Dental Surgery?

Yes, there are several low-interest and interest-free dental financing options available in Canada to help manage the cost of dental surgery and other procedures at Parkside Dental Group. These options are designed to make treatments like dental implants, Invisalign, and restorative surgeries more affordable.

Key low-interest and interest-free options include:

  • In-House Payment Plans: Parkside Dental Group offers direct payment plans with 0% interest if paid on time. These plans require no credit check and feature customized terms of 6, 12, or 18 months.
  • DentalCard iFinance: This specialized third-party dental credit card provides 0% APR for the first 12 months on approved credit. After the promotional period, a variable interest rate applies. It is particularly useful for larger procedures, with terms ranging from 6 to 36 months.
  • Canada Dental Care Plan (CDCP): For eligible residents with a family income under $90,000 and no private insurance, this government-led program provides coverage for various treatments. It operates on an income-based co-payment system rather than traditional interest.
  • Personal Loans: Patients can also seek unsecured loans from banks or credit unions, which typically carry an APR of 8โ€“15% and offer longer terms of 12 to 60 months.

Parkside Dental Group also provides direct insurance billing and free consultations for specific procedures to help minimize upfront out-of-pocket expenses.


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Our Office

We are located in the new building on the corner of Victoria Street and 2nd Ave. Our office is on the second floor – please buzz 0201 for entry.

Hours of Operation

Monday-Friday: 8:30 AM – 5:00 PM
Saturday-Sunday: Closed

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